Complicated Repossessions: Repo Problem-Solving

Some of the most challenging aspects of repossession work arise within special circumstances. While it does keep the job exciting that new conundrums can come up at any time, even very experienced repo men can feel the frustration of having to solve a problem they have never come across before. These unusual repossession are usually of vehicles, and can range anywhere from natural disasters to clever car owners to sinister financial institutions. Usually, however, with a little bit of research and cunning, even the most difficult of vehicle repossessions can be made possible.

It is preferable to repossess a car when the driver is not present

Vehicle Repossession

Vehicle Repossession

Any repo man who has been on the job for a while can share with you his horror stories. Many of the problems emerge from the fact that it is preferable to repossess a car when the driver is not present. This desire for stealth and the avoidance of confrontation means that a good deal of planning must be involved.

For example, if there are two cars at the same address that need to be towed and a repo company only has one tow truck available, some craftiness must be applied. It is sound logic to try to pick up these vehicle late at night. The drivers are likely to be asleep, and if the job can be done quietly, they will not detect it occurring. What if those vehicles are blocked in by other cars? It may be a coincidence, or the driver may have caught wind of the news that their vehicles are going to be repossessed and are attempting to prevent it.

Complicated repossessions: follow the vehicles during the day

Either way, the vehicles must still be repossessed. The suggestions are to return in the nights following to observe if the cars are in the same state of inaccessibility. If they remain out of grasp, it may be a good idea to follow the vehicles to where they are usually driven during the day and remove them from that location. However, if too much time in reconnaissance is required it may be more economical to come during the day and simply knock on the door. Remember that a single repossession only brings in so much pay, and at some point if it takes too many hours to do the job it will outweigh it’s worth.

Lack of uniformity in payment for repossession jobs

Sometimes the trickiness of the rep job come on the other end, from the vehicle owner who is having it repossessed. Many repo men report an uncharacteristic lack of uniformity in payment for jobs, and unusually differing periods of time until that pay is delivered. Different banks and dealerships will have different standards for payment and payment periods. Many repo men suggest negotiating a contract with the vehicle owner before ever going out on the job. This contract should outline basic expectations on both sides, including how much money will change hands and how long it will be after the vehicle repossession is achieved.

Still, there are often extenuating circumstances, and when the relationship is unclear with a client, trouble can arise. When a contract of payment has been breeched, it is reasonable to seek legal action to accomplish due payment. Regardless of the foibles involved, when repo men come across difficult situations, there is a vast online community on websites and forums to reach out to for problem-solving ideas.


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